| In recent years, the number of payment cards issued has shown explosive growth worldwide. |
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PEX is building the capacity of processing and managing all major cards including: |
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| • Credit Card |
| • Debit Card |
| • Corporate Card |
| • Pre-Paid Card |
| • Internet Card |
| • Purchase Card |
| |
| As a Third Party Processor registered with Visa International and MasterCard, |
| PEX authorizes transactions instantly worldwide. PEX provides issuers with |
| a comprehensive set of reports that detail the activity of its cardholders |
| and settlement reports which provide all fees and charges. |